Business Financial Funding is a nationally recognized company helping entrepreneurs achieve their business goals. There are a number of advantages to an SBA loan, including longer terms, no points and no balloon payments.

Who is Eligible for an SBA Loan?

Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes wholesalers,   manufacturers, retail and service businesses as well as independent or franchise businesses.

• Retail and service businesses with sales (3-year average) not exceeding $6 million to $20 million, depending
• on the industry.
• Wholesale businesses with employees up to 100 regardless of sales volume
• Manufacturers with employees up to 500 depending on the industry, regardless of sales volume

SBA 7(A) Loan Size $25,000 to $2.0 million

Loan Fees

• Loan packaging fee: $750 to $2,000
• Fee is based on loan size, it is collected at the time of loan submission; refunded if declined by credit
• SBA guaranty fee: 1.70% to 2.60% of the loan amount
• Fee can be financed in the loan

Use of Proceeds

• Commercial real estate (purchases, construction, or refinance)
• Leasehold improvements
• Business expansions
• Machinery, equipment, furniture or fixtures
• Business acquisition
• Working capital (offered in conjunction with same of the above)
• Start-ups (ALL Franchises, Motels, Restaurants Gas Stations and C-Stores)

Other Credits Considerations

• Business must have adequate historic cash flow to cover the proposed debt
• Business debt to net worth must meet industry averages
• Borrowers must be actively involved in the day-to-day operation of the business
• Satisfactory personal credit histories are required for all principles and guarantors
• No past bankruptcies or felony arrests

Contact us today about our SBA Loan Programs and other services.

Business Financial Funding
Phone (512) 294-0223 * Fax (512) 233-0503
PO Box 201, Georgetown, TX 78627
Susie@BusinessFinancialFunding.com
www.BusinessFinancialFunding.com